Consider These Facts:

• Many climate experts predict that hurricanes in the U.S. will grow more frequent and severe in the years ahead, with the potential to devastate coastal areas from Texas to the Northeast. 

• In addition, earthquakes pose an enormous and growing threat. In the United States about 5,000 quakes can be felt each year. Since 1900, earthquakes have occurred in 39 states and caused damage in all 50, according to the Insurance Information Institute.

The potential for widespread losses due to mega catastrophes is made worse by the combination of more people living in harms way and the rising value of homes in disaster-prone areas. More than half of Americans now live in coastal counties, an increase of 33 million people since 1980; one-third of Americans live in areas exposed to major earthquake risk.

When you factor in that about half of Americans' net worth is tied up in their homes, even retirements are at risk.

 A new coalition that HomeActions has joined is called ProtectingAmerica.org.

You can become a member

You can become an advocate

ProtectingAmerica.org is working to raise awareness, educate the public and policymakers, and offer solutions that will better prepare and protect America from major catastrophes in a sensible, cost effective fashion. As a key to that effort, the coalition is working to enact federal and state legislation that provides for a comprehensive, integrated solution that includes more protection at a lower cost for consumers through a privately funded, government sponsored nonprofit catastrophe fund.